1) Always pay bills on time. Most of bills always generate on timely basis ( Monthly/quarterly) .
We can mark those dates in calendar upfront so that we can avoid late fees or can be set as automatic bill payment mode directly from bank account.
2) Do grocery shopping once or twice in month.
3) Buy generic products like oats , cornflakes , ice cream , flours.
4) Buy non perishable items in bulk like detergent , cleaning agents , toothpaste , soap.
5) Create fixed shopping list for fixed items in your list. So time will be saved for preparing list. Of course, we need few months to prepare that single list . But once prepared ,its worth to use same all the times .
6) Shopping once/twice in month will surely save money on petrol /gas .
7) Also check online grocery shopping deals.. Many food marts now display there sale items on weekend newspaper too.
8)boil several cereals at a time n keep in freezer and use it whenever needed . it saves time, gas and energy .
but make sure to finish it with in a week.
9) Always switch off lights/equipment if not in use , even If you are going away from that place for less than 10 min.
10) Swap and share Magazines/Books/Movies DVD/CD with friends/neighbors. It will help you to build relation with them and allow u to save money.
11)If you are working , ALWAYS try to bring lunch box to your work place , if not possible daily at least start with 3 times in a week. 1 breakfast + 1 lunch +1 evening snacks + 1/2 juice .
12) Get more organized : U can have 2 – 3 files to organize ur bills like Monthly / Half yearly /Yearly basis and yes one file too keep those Paid bills . So that in time of emergency when u need those Payment receipts , you may need not to look everywhere for bills.
Same applied to online , We can have 2 – 3 folders in mail box. One for pending task , One for Paid bills / Policy Payment receipts and other to keep for long term. Keeping everything in Inbox may not suffice the requirement.
13) Make your own masks. Going homemade face masks and exfoliants will help save money as a lot of big brands charge huge amounts of money
14) Phone/Mobile/internet utilization : Traditional bill plans are always costly .
Try to topup / recharge with schemes which u use mostly. Like SMS plans or Per minute bill plan /internet usage. Always change plan as per ur usage.
15) We can do many parlor activities at home and yes , with that quality only and with one time investment.
Also , there r so many electronics items available which can be used to do Waxing , threading at home.
Waxing can be done using any branded epilators (philips , panasonic , braun) and similarly threading and trimming can be done using
trimmers (philips , panasonic , braun). This will allow u to do things as per ur convenience and will save ur time for taking appointment and going to parlor and with high hygiene.
16) prepare as much home food as u can . It will surely save time and money . One can have food menu for 1 week – 15 days. Definitely , its not easy many times as most of us r working . But we can surely do it in batchlike boil chola/rajma/ potato/lentils once in week and keep it in fridge . So when u need it , U just need to prepare curry.
Clean garlic once in week and use as per ur need.
Prepare Curry masala same way once in week and use it over the week.
Clean green leafy vegetables once in week and store it in fridge.
17) Always ask for discount . Just by asking U may save 100s 🙂
eg: Today we have ordered Pizza in Office from famous pizza joint .. I have already ordered from thr once.. that time they didnt gave us even a penny discount.. But today as My mobile no. is registered with them . They have given me 400 rs off without any coupon code or offer. Just Plain Call and Order offer..
18) Think Global. Go Local.
19)Subscribe ur email-id to online portals which U visit and shop frequently … It totally a personal choice too as U may need to control ur urge before spending …
20) Do productive work while doing unproductive work. eg : While Watching TV , Either U can do Iron of ur clothes, chop/cut vegetables.
Green Living : Try to adapt green living in ur life
Switch off Bulbs , TV , charger ,AC ,FAN in short any electrical item , when u dont need them .
One can plant many indoor plants (like money plant) in ur house. That will keep ur house atmosphere healthy and fresh. Opt for herbals plants too.
21) Use Public transport whenever possible . Its for public . Its cheapest and safest too.
Be punctual . If u r going some where , try to reach there before time. Others will be happy to see u .